Are You Financially Fit? Take This Simple Quiz

Do you know if you’re financially fit or not?  Most of us have no clue.  Take this quick 10 question quiz to see where you stand and what to do if you want to get fit.

Financially Fit Quiz:

For every “Yes” give yourself 1 point.  For every “No” give yourself 0 points.

1 Do you make $150,000 or more? Yes No
2 Do you keep to a budget? Yes No
3 Can you pay off your credit card bills at the end of the month? Yes No
4 Are you maximizing your 401k contributions? Yes No
5 Is your credit score above 750? Yes No
6 Do you have 2 months of expenses in savings? Yes No
7 Do you have a lot of high achieving friends? Yes No
8 Do you use exotic financial terms at social gatherings? Yes No
9 Are you a man at least 6 feet tall? Yes No
10 Do you have fresh breath? Yes No


See?  It was only a tad harder than the SATs.

Your Financially Fit Quiz Results:

Let’s tally up the points.  If you scored:

  • 8-10: All Star — You’re so financially fit that you’re the best player on your team.
  • 5-7: Starter — You’re pretty fit and get the job done.  You have the potential to be an all-star with a few small changes.
  • 0-4: Bench Player — Many of the best players ever were once bench players.  Keep working, and one day you’ll make the starting line up.

How did you score?

No matter how you scored, everyone could get fitter.  The best athletes in the world hire personal trainers to continue getting better.  Even all-stars are working to be superstars.  Even superstars are working to be champions and hall-of-famers.

But, there’s actually one thing about financial fitness that most of us get wrong.

The #1 Mistake We Make About Being Financially Fit:

The biggest mistake we make about financial fitness is that we think it’s all about the budget.  Look, I can make you the best budget in the world, but unless you have the systems in place to help you keep to it, it might as well be crumpled into a ball and thrown into the trash.

Worse yet, when we do make a budget, we focus on the wrong things.  So it’s not as effective as it should be.

It there a better way?  

Introducing the JMC Boot Camp:

In the JMC Boot Camp, let me show you how to:

  • Budget Like a Millionaire:  Not only make a better budget, but what you need to actually keep to it and reach your money goals.
  • Crush Debt:  Overcome that debt and get financially fit.
  • Help You Reach Early Retirement:  Get the exact tool I created for myself and used to financially retire in my 30s.

These are things I’ve previously not shared on this site before because I wanted to make sure I could pace it in a way that could build on each other.  Otherwise, you’re going to be trying to get tips from dozens of sources that confuse and overwhelm you so much that you don’t know where to start.

So you never do.

With this Boot Camp, you get it all laid out, end-to-end, from understanding the concepts to hitting your financial goals and the major steps in between.  Right to your inbox so that in 5 days you’ll have everything you need to become financially fit.

What’s the Cost?


(For now. After a certain date it will be a paid course so that we can hit our giving goals!)


You read that right.  This will cost you nothing.  Nada.  Zip.  


I really, really want to make sure I’m helping you achieve your financial goals.  When I work with people, companies, or organizations on their finances, it takes a lot of my time.  So, to scale how I can help, and maximize effectiveness, I created this course.  This way, I can help you even when I’m sleeping or traveling.  

With the JMC Boot Camp, I can help a lot more people by doing the work once. It’s a win for you and me!


Now, because it’s free, the only way I know how to give you access to JMC Boot Camp is by email.  All you need to do is pop in your email address and just press the “Enroll” button.

Once you do that, you’ll start receiving the Boot Camp course. The 5 days of emails, spread over 5 weeks to give you time to complete the tasks, will be delivered right to your inbox.

No fancy stuff. Just lessons that work.  Are you ready for a fun next five weeks?


Get financially fit - and stay that way. Crush your debt. Build your own money machine. Retire early. All while living a life you love. FREE!

Complete your enrollment in JMC Bootcamp by typing in your email and clicking "ENROLL ME NOW!"  The classes will be sent directly to your inbox, paced to give you time to complete each one.  Start your financial fitness journey today!

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  • J. Money July 24, 2017 at 6:08 pm

    Love it 🙂

    • JT July 24, 2017 at 6:18 pm

      Thanks J. Money! Everyone reading this, check out Budgets are Sexy for super interesting articles!

  • Dave @ Run The Money July 25, 2017 at 6:52 am

    This is awesome, JT. I’ll have to check this out! Here’s to the JMCU Class of 2017!

    • JT July 25, 2017 at 2:29 pm

      Dave, looking forward to having you be a part of it and getting your feedback!

  • John R July 25, 2017 at 6:15 pm

    Answering the questions the way they were asked, I scored 1:10 on the ‘financially fit quiz – it was the credit score.

    JT, do you accept senior citizens into JMCU, will it be of any use having one ‘join in’ & do you ‘believe’ that a senior can learn anything (can an old dog be taught new tricks)?

    I’m always up for learning something new, yet at age 70, retired, I don’t know if I’m too old or qualified to “get in” to this JMCU – is there a cut-off age?

    I believe anyone at any age can learn at least one new thing each & every day.

    • JT July 25, 2017 at 7:57 pm

      You’re never too old to learn! At the very least, you’ll get a chuckle. I try to make it simple and funny!

  • Janice July 29, 2017 at 11:28 pm

    Lol. Love this quiz. Cant wait for the classes. Thx

    • JT July 30, 2017 at 7:08 am

      Thanks Janice! Just sent you the welcome email. Let me know if you haven’t received it. Also, would love to hear your feedback when you’ve completed the boot camp!


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